This expert has more thanthirty years of experience in the card manufacturing and personalization industry as a technical and business leader. He has designed, developed and introduced several new products,processes and companies to advance the industry as new technologies and capabilities were desired and adopted by card issuers.  Many of these ideas resulted in international patents for companies that employ these technologies in their current products.  Long standing participation innational and international Standards organizations to help assure interoperability of card applications globally. Recognized as an industry expert in advanced card technology and applications such as cards with electronics (smart cards) and applications like EMV and mobile.

With a long history and perspective in this industry, he is regularly requested to consult as an expertin patent disputes as well as contract disputes where card construction,performance or specification standards are questioned.  He has advanced degrees in both engineering and business along with his experience to apply to a wide range of technical and contract issues in the card industry.

Card Printers and Image Capture

Computers and networking

Contactless cards and RFID

Credit, Debit and ID card systems

Encryption and secure communications

Magnetic stripe encoding

Point of sale terminals

Secure key management systems

Security and Card and ID theft deterrent systems

Smart cards

Transaction processing

University of St Thomas                        Masters of Business Engineering

University of Southern California            MS Engineering

University of Minnesota                         BS Engineering